Group health insurance coverage is a policy that is purchased by an employer and offered to eligible employees of the company, (and often to the employees' family members), as a benefit of working for that company. Most Americans have group health insurance coverage through their employer, or the employer of a family member.
There is absolutely no doubt that Health Insurance is one of your most important needs. Without it, one instance of serious illness or accident could completely wipe you out financially. We offer information that will help you decide which is the most appropriate plan for you and your budget.
Most Americans get health insurance through their jobs or they are covered because a family member has insurance at work. This is called group insurance and it is generally the least expensive kind.
Some employers offer only one health insurance plan. Others offer a choice of plans: a fee-for-service plan, a health maintenance organization (HMO), or a preferred provider organization (PPO). These plans differ in significant ways, and can be fully explained by our agent.
Not all employers offer health insurance. You might find this to be the case with your job, especially if you work for a small business or work part-time. If your employer does not offer you health insurance, you can buy an individual policy, however, you should consult your agent to compare your options and shop carefully for the best coverage for you. Take the opportunity to discuss details with your agent, as information and advise gathered from your agent will assist you in making informed decisions, about as you embark on your important health planning mission with us.
Our Insurance Partners