Annuities Planning

Annuities Planning For Retirement

Retirement planning needs some serious thought and well-informed decision-making. Have you taken time to consider the great merits of annuities, as an option available to you? An annuity can provide retirement income you can't outlive. There are four basic types of annuities. The best one for you depends on your individual needs and your expectations. Annuities can be a very valuable part of your retirement portfolio.

You do not need to be a financial services expert to understand how annuities operate! Annuities are based on fundamental principles, and are not as difficult and complex as you may be led to believe. In any event, we will be delighted to explain all financial instruments to you.

Variable Annuities

Variable annuities give you an opportunity to achieve market appreciation through a variety of investment options. Designed for those willing to take on more risk in exchange for greater growth potential, variable annuities are well worth considering.

Plan for retirement with a wide range of investment options, professional portfolio management, tax deferral, income options, and death benefits. Variable annuities can help increase your income for retirement and guarantee that it lasts a lifetime.

Fixed Annuities

For more conservative investors, who do not wish to take risks, this option provides a safe and steady way to grow assets at a fixed rate of interest with a tax deferral. You may need to consider if you are ready to make a lump sum payment or if you prefer an instrument with payments over time.

Immediate Income Annuities

Make one purchase payment and begin receiving annuity payments soon after. You choose the payout period, including a lifetime income. You may need to consider if you are ready to make a lump sum payment or if you prefer a different instrument with payments over time.

Modified Guaranteed Annuities

Provide tax-deferred earnings with long-term fixed-rate options. Also known as Market Value Adjustment (MVA) annuities.

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